After you’ve been involved in an auto accident, you’ll need to contact your insurance company, especially if you suffered damage or severe injuries that required medical treatment. Unfortunately, insurance companies can, and many times do, deny your claim. If they deny it, they’ll usually explain why, but you’ll be left wondering if you did something wrong or if you have legal recourse. Here are three common reasons why car accident claims are denied by insurance companies.
While there’s no way to know what an insurance company may say about a claim until it’s filed, when it’s denied there are some common reasons as to why, including:
The Accident was Avoidable
Many people who have been involved in insurance claims after accidents will likely agree that a big reason why insurance companies deny claims is that they say the accident was avoidable, or that your own carelessness caused the accident.
Failure to Receive Medical Treatment
It’s possible the insurance company will argue that if you were injured as a result of the accident, your first priority would have been to see a doctor right away. If you did not, the insurance company may claim they don’t have any obligation to pay the claim.
If You’re In a Car Accident
It’s very important that you seek medical treatment immediately after your accident. You’ll want to ensure you have a record of treatment and that the record is accurate. Your best bet is to contact an experienced law firm immediately so they can help you work with the insurance company to get you the best results possible.