What Counts as a “Commercial Vehicle” in Georgia?
In Georgia, a commercial vehicle is generally one used for business purposes, such as:- Delivery vans and box trucks (packages, food, furniture).
- Semi‑trucks and tractor‑trailers.
- Company cars used by employees to travel for work.
- Rideshare vehicles (Uber, Lyft) transporting passengers for pay.
Why Commercial and Rideshare Cases Are More Complex
Commercial and rideshare cases are more complicated because there may be multiple layers of responsibility and coverage:- The driver’s personal policy.
- The company’s commercial policy.
- Additional coverage (like rideshare company policies that apply during a trip).
- Clarity – You get a simple explanation of which policies may apply in your case.
- Access – The firm communicates directly with multiple insurers so you don’t have to.
Georgia Rules That Matter in Commercial Vehicle Claims
A few Georgia‑specific concepts can affect your commercial or rideshare case:- Modified comparative negligence – If you’re found 50% or more at fault, you cannot recover; if you’re less than 50% at fault, your recovery is reduced by your percentage of fault.
- Two‑year statute of limitations – Most personal injury claims must be filed within two years of the crash date, or you can lose your right to sue.
- Preservation of evidence – So‑called “spoliation” letters can be sent to companies to preserve driver logs, black box data, and maintenance records.
What To Do After a Commercial or Rideshare Crash in Georgia
If you’re hit by a commercial truck, company car, or rideshare vehicle:- Call 911 and get a police report documenting all vehicles and companies involved.
- Take photos of vehicles, logos, license plates, and the scene if you’re able.
- Ask if the driver is “on the clock,” “on a trip,” or working through an app at the time of the crash.
- Get medical care right away and follow your doctor’s recommendations.
