Act of God
Quick Definition: An Act of God is known as an event or instance of uncontrollable natural forces in operation (often used to deny claims by insurance companies.)
In legal usage throughout the English-speaking world, an act of God is a natural hazard outside human control, such as an earthquake or tsunami, for which no person can be held responsible. An act of God may amount to an exception to liability in contracts or it may be an “insured peril” in an insurance policy.
Does Bad Weather Mean I Can’t Pursue A Claim?
The answer lies in the specific facts of your collision. For instance if the alleged Act of God is severe thunderstorm, ice, fog or wildfires those weather conditions may have contributed to the collision however they may not be the exclusive cause of the collision. In other words if the natural cause was not the exclusive call or foreseeable then the Act of God Doctrine is incorrectly being applied.
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